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Hard Money

Hard money loans are a type of financing that is typically used by real estate investors to purchase, renovate, and flip properties. These loans, which are also known as private money loans, are provided by private lenders, rather than by traditional banks or other financial institutions.

One of the key features of hard money loans is that they are typically easier to qualify for than traditional mortgages. This is because the loan is secured by the value of the property, rather than by the borrower's personal credit history. As a result, borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a hard money loan.

Up to
80%
LTV - Purchase
80%
LTV - Rate & Term
75%
LTV - CASH OUT
30 - 40
Year Fixed
IO Options
$250K up to $8M

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# Apply For Hard Money

Hard Money Loans

Another key feature of hard money loans is that they are typically much faster to obtain than traditional mortgages. This is because hard money lenders are focused on providing financing for real estate investors, and are able to move quickly to provide the funding that is needed. As a result, hard money loans are often a good option for borrowers who need to secure financing quickly in order to take advantage of a real estate investment opportunity.

One potential drawback of hard money loans is that they often come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the fact that they are provided by private individuals rather than by traditional financial institutions. Additionally, hard money loans may have shorter repayment terms and larger origination fees than traditional mortgages.

Overall, hard money loans are a useful financing option for real estate investors who are looking to purchase, renovate, and flip properties. While these loans may come with higher interest rates and other costs, they can provide the quick and flexible financing that is needed to take advantage of investment opportunities in the real estate market.

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(650) 388-0418

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"
"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass
"We had a very nice experience and had a quick aprroval!"
"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For Hard Money

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(650) 388-0418
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States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(650) 388-0418