# Non-QM Loans

Jumbo Loans

Jumbo non-QM loans are a type of mortgage loan that is designed for high-value properties that exceed the conforming loan limits set by government-sponsored enterprises Fannie Mae and Freddie Mac. These loans are considered to be non-qualified mortgages, as they do not meet the strict underwriting guidelines of traditional conforming loans. We'll take a closer look at jumbo non-QM loans and how they can benefit borrowers.

One of the key advantages of jumbo non-QM loans is that they allow borrowers to finance the purchase of high-value properties that may not be eligible for a traditional conforming loan. This can be especially helpful for borrowers who are looking to purchase luxury homes or properties in high-cost areas.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K up to $5M

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# Apply For Jumbo Loan

Jumbo Loans

Another advantage of jumbo non-QM loans is that they can offer more flexible terms and conditions than traditional conforming loans. For example, some non-QM loans may allow borrowers to have a higher debt-to-income ratio or a lower credit score than would be required for a conforming loan. This can make it possible for borrowers who may not qualify for a traditional conforming loan to obtain financing for a high-value property.

When applying for a jumbo non-QM loan, borrowers will need to provide detailed financial information and documentation, such as tax returns and bank statements. The lender will then review this information to determine the borrower's ability to repay the loan.

It's important to note that jumbo non-QM loans may carry a higher interest rate than traditional conforming loans, as they are considered to be higher risk. As a result, borrowers should carefully compare offers from different lenders and consider the total cost of the loan before deciding which option is best for them.

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(650) 388-0418

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"
"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass
"We had a very nice experience and had a quick aprroval!"
"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For Jumbo Loan

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(650) 388-0418
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# Apply For Jumbo Loan

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(650) 388-0418