# Non-QM Loans

Super Jumbo

Super jumbo non-QM loans are a type of financing that is available to borrowers who are looking to purchase or refinance a high-value property. These loans, which are also known as portfolio loans, are typically offered by smaller, local banks and credit unions, rather than by large national banks.

One of the key features of super jumbo non-QM loans is that they are not subject to the same strict underwriting guidelines that apply to traditional mortgage loans. This means that borrowers who may not qualify for a traditional mortgage due to factors such as a low credit score or high debt-to-income ratio may still be able to obtain a super jumbo non-QM loan.

Up to
90%
LTV - Purchase
90%
LTV - Rate & Term
80%
LTV - CASH OUT
$150K up to $5M

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# Apply For Super Jumbo

Super Jumbo Loan

Super Jumbo loans typically offer much higher loan amounts than traditional mortgages. While the maximum loan amount for a traditional mortgage is generally around $510,400, super jumbo non-QM loans can be for much higher amounts, often reaching into the millions of dollars. This makes them a good option for borrowers who are looking to finance a high-value property, such as a luxury home or a large commercial building.

One of the potential drawbacks of super jumbo non-QM loans is that they often come with higher interest rates than traditional mortgages. This is because these loans are considered to be riskier by lenders, due to the lack of strict underwriting guidelines. However, for borrowers who are able to qualify for a super jumbo non-QM loan, the higher loan amounts and more flexible qualification standards can make them a good option.

Overall, super jumbo non-QM loans are a viable financing option for borrowers who are looking to purchase or refinance a high-value property, and who may not qualify for a traditional mortgage. While these loans may come with higher interest rates, they can provide access to the financing that is needed to purchase or refinance a high-value property.

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(650) 388-0418

Testimonials

"Kristin Howard is absolutely best !!!!!!!!! She stayed on top of my deal until closing date.Cant ask for better service . Thank you Kristin"
"Susan is the BEST! I have done several transactions with her and she has always been so helpful and made the process so easy. These can be stressful but with Susan it is always simple. Highly recommend!"
"We had the pleasure of working with Angel Pierro. He was supportive during this entire process and we would 100% use him again! Highly recommend!"
"I am so grateful to Maricris Duke for being so wonderful and helpful during the entire process. As a first time home buyer, I had a lot of questions and doubts but Maricris was there to answer and explain everything to me. Thank you for all the help to get the loan and ass
"We had a very nice experience and had a quick aprroval!"
"Josh Settersten, was AMAZING to work with. Really really good at what he does. Professional, trustworthy, good listener and tries to get you the best deal out there. I learned so much about getting a mortgage from him. He delivered on all fronts. I am glad I had him in my co
"Josh helped tremendously throughout the entire process of purchasing our first home. He was excellent at communicating and overall exceeded our expectations. I would highly recommend working with Josh!"

# Apply For Super Jumbo

Why Should You Choose Us?

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our simple Hard Money Rate Quote.

  • Customer Focused
  • Minimal Documentation
  • In-Houses Controls
  • Best Loan Services
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(650) 388-0418
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# Apply For Super Jumbo

States We Lend In

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Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

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(650) 388-0418